Succeeding in alternative shareholder financing solution is not an easy task. However, Equities First Holdings has utilized its commitment to solving the financial needs of clients to excel in this risky field. The company is increasing its stock-based and margin loans as clients’ demands increase. Furthermore, EFH addresses the needs of customers who cannot seek financing solutions from banks. Most of them need quick cash for their business endeavors. EFH addresses their needs by providing an alternative way of acquiring funds through credit-based loans.
Why choose Equities First Holdings
There are many lending options available out there today. However, most lending institutions are strict on loan qualifications and have high-interest rates. Based on Al Christy’s perspectives, using stocks as collateral is a creative borrowing solution. This mechanism applies to those who cannot meet the loan qualifications or cannot afford to pay high-interest rates required by other lending institutions. Christy is the brains behind Equity First Holdings. As the CEO of EFH, he believes that stock-based loans are better than margin loans. Christy bases his argument on the high loan-to-value ratios of stock-based loans.
EFH succeeds in providing clients with capital for their publicly traded stocks. The company has recorded tremendous improvements. EFH is an international financing company – the institution has offices in different cities around the world. These offices have successfully helped clients to secure more than 650 loans. These loans have been valued at $1.4 billion. EFH’s lending solutions are characterized by fixed interest rates as well as high loan-to-value ratios.Stock-based loans are also efficient amidst market fluctuation. These loans allow a borrower to avoid investment risks. Additionally, the loan-to-value ratios of stock-based loans range from fifty to seventy-five percent.
Margin loans in brief
Margin loans are a bit different when compared to share-based loans. As a borrower, you ought to be pre-qualified to receive a margin loan. The interest rates charged are also variable. You should anticipate a loan-to-value ratio that ranges from ten to fifty percent. Your collateral may be liquidated without your approval.
How EFH Addresses Financial Transaction Risks
Al Christy, Jr. believes that most borrowers have ignored stock-based loans because of the financial transaction risks. Cases have been reported of lenders dumping the collateral of borrowers. Other lenders refused to return the stocks when the borrower had paid the full loan amount. EFH’s operations are built on a code of transparency and integrity. The company succeeds in delivering maximum benefit solutions with minimum risks. These solutions enable customers to achieve their financial goals.